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We’ve updated our site. Same services, smoother experience.

Save more, with Salary Sacrifice by Clear Lease

Because cars aren't the only thing you can pay for pre-tax. With Clear Lease, you have access to valuable tax savings on a range of expenses.

Take advantage of the huge tax incentives get in touch to calculate your potential savings.

Calculate Your Tax Savings
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Take your take-home pay, even further.

Much like with Novated Leasing, you can salary package the following other products and services using pre-tax dollars, reducing your taxable income and keeping more money in your pocket.

Work Related Travel Expenses
Includes conference or seminar fees, accomodation, hire car costs, car parking, airfares, public transport, and taxi fares.
Professional Subscriptions & Memberships
Includes newspaper and magazine subscriptions, professional memberships and subscriptions, and club memberships.
Airport Lounge Membership
Includes airport lounge membership fees for as many airline lounges as you have paid for.
Tools of Trade
Means tools primarily used for performing usual work duties. Includes manually operated tools, electrically powered hand tools, toolboxes and belts.
Disability Income Protection
Includes the packaging of any disability and income protection insurance premiums.
Portable Electronic Devices
You can salary package one laptop, iPad, mobile phone, or portableprinter per FBT year if it is used for business more than 50% of the time.
Financial Advice
Includes fees from registered financial advisors, such as financialcounselling fees, or fees to put together investment plans.
Self-Education Expenses
Means self-education that maintains or improves skills and knowledge relevantto your employment, like courses/seminars, journal subscriptions, or books.
Living Away from Home Allowance
Includes rent and additional food costs at the new location if you temporarily live away from home for work (and family expenses, if they relocate with you).
Fly-In, Fly-Out
Includes the cost of airfares between your usual place of residence, and the remote area that is your workplace.

SalSac lets your employer cover your expenses, Pre-Tax

  • Some expenses (like tools, travel, or professional memberships) are directly related to your job, so they are not seen as personal spending.
  • Encouraging Workforce Development: Self-education, financial advice, and insurance support job security and professional growth, which benefits both employees and the economy.

    • With SalPac, the expenses mentioned above can be considered directly related to your job, development, or growth, so they are not seen as 'personal spending'.

    ‍

    This allows your employer to pay on your behalf, and they deduct the cost from your salary before tax is calculated and applied.

    Without Salary
    Sacrifice:

    A whole circle, indicating someones whole compensation/salary.
    1. You have a salary
    A cut of a circle (about 35%) showing the impact of tax, taking from someones pre-taxsalary.
    2. Your salary gets taxed first
    Two circles that make a whole, one highlighted shows someones take-home pay, the other shows the portion that has gone to tax.
    3. You receive your post-tax pay
    Three circles, one showing take-home pay, one showing the portion that has gone to tax, and the final highlighted one showing the amount that goes toward car payments.
    4. You then pay for work-related expenses
    5. You have some leftover money

    For example:

    1. You have a salary of $120,000
    2. You have $26,788 in tax
    3. You receive $93,212 after tax
    4. You pay $5,000 for a new laptop, LinkedIn Premium, Adobe access, and a course.
    5. You have $88,212 left.

    With Salary
    Sacrifice:

    A whole circle, indicating someones whole compensation/salary.
    1. You have a salary
    Two circles, one showing full compensation/salary, and the other showing a slice of that which would go toward a novated lease (pre-tax).
    2. Your employer agrees to pay for work-related expenses out of your pre-tax salary.
    Three circles, one showing take home pay, one showing a portion/slice that has gone to a car payment, and the highlighted one showing the tax to be paid on the remaining 'pay' after the car has been taken out.
    3. Income tax is then calculated on your 'reduced' income, so tax is lower.
    Three circles, showing the impact of the car payment with a novated lease, the tax payment, and the remaining take home pay, which is higher with salary packaging.
    4. You have more leftover money.

    For example:

    1. You have a salary of $120,000
    2. Your employer takes $5,000 off your salary to pay for your new laptop, LinkedIn Premium, Adobe access, and course.
    4. Now that your taxable salary is $115,000, your tax is $25,288.
    5. You have $89,712 left.
    You kept all the things you normally pay for, but made an extra $1,500 on tax savings.

    Download our Salary Sacrifice Resources

  • Some expenses (like tools, travel, or professional memberships) are directly related to your job, so they are not seen as personal spending.
  • Encouraging Workforce Development: Self-education, financial advice, and insurance support job security and professional growth, which benefits both employees and the economy.

    • Prefer a print-out version? Get a copy of our current Salary Sacrifice Flyers, for your staff, or for yourself.

    ‍

    Last updated: Q2 2025.

    PRODUCT FLYERS
    Staff Flyer | Salary Sacrifice Explainer
    Updated for Q2 2025
    PRODUCT FLYERS
    Staff Flyer | Salary Sacrifice
    Updated for Q2 2025

    Calculate your Salary Sacrifice Savings

    Remember, you can Salary Sacrifice any and all of the following products and services:
    Work Related Travel Expenses
    Professional Subscriptions & Memberships
    Airport Lounge Membership
    Tools of Trade
    Disability Income Protection
    Portable Electronic Devices
    Financial Advice
    Self Education Expenses
    Living Away from Home Allowance
    Fly-In, Fly-Out

    Calculate your Salary Sacrifice Savings

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    My Tax Without SalPac
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    My Tax With SalPac
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    My Savings Per Annum
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    Frequently Asked Questions:

    Am I eligible for salary packaging?

    Most employees can access salary packaging if their employer offers it. It’s commonly available in government, healthcare, not-for-profit, and corporate sectors. Get in touch to see if your employer already works with us.

    We frequently bring new employers on board to SalPac, often after an enquiry, as it doesn't cost them anything - so even if they don't work with us yet, we may be able to set it up for you and your team.

    How much can I save?

    SalSac moves any expenses you want to include into pre-tax, so your savings will completely depend on your salary, tax bracket, and the expenses you package.

    To give a quick, generalised example though, let’s say you earn $80,000 per year and want to salary package a $2,000 laptop:

    • Without salary packaging: You buy the laptop with your after-tax income, meaning you need to earn about $3,000 before tax to cover the cost.
    • With salary packaging: The $2,000 comes out pre-tax, so you only "pay" $2,000 instead of $3,000.

    Let us know what work and development expenses you pay for, and we’ll calculate your potential savings!

    Will salary packaging affect my super or other benefits?

    Salary packaging reduces your taxable income, which can impact super contributions and/or Centrelink payments. Some loan providers who aren't familiar with salary sacrifice only consider taxable income, not take-home pay.

    Can I package more than one expense?

    Yes! You can package multiple eligible expenses, maximising your tax benefits. However, some benefits have annual limits, for example - the Portable Electronic Devices option only allows you to package one item per year.